Enterprise Risk Governance

Elevate governance with a single source of truth for risk.

VIRA is a specialized risk-management platform built on the SNI ISO 31000 framework. It bridges the gap between complex regulatory requirements and daily operational reality — digitalizing the entire risk lifecycle so the Board and Risk Owners can monitor organizational health in real time.

Explore the Platform
SNI ISO 31000Framework-native
OJK · POJK · SEOJKRegulatory-aligned
CREDIT · MARKET · OPSAll risk types
Company Health Monitor ● Live
Company Health Level
0
Healthy
+4 pts vs. last quarter
Key Risk Indicators
Credit ExposureWithin limit
LiquidityWatch
OperationalWithin limit
Market VaRBreach
Risk Heat Matrix · Likelihood × ImpactTop Risk ●
0°
Visibility into organizational risk
1
Single source of truth for BOD & Risk Owners
0
Integrated modules, one platform
RT
Real-time health & Top-Risk monitoring
Capabilities

Powerful features for proactive management

A sophisticated suite designed to give leadership 360-degree visibility into organizational risk — from board-level dashboards down to unit-level self-assessment.

01

Visual Risk Dashboards

Aggregated views of risk profiles and Top Risks across directorates and units — the whole organization at a glance.

02

Integrated KRI & KPI Tracking

Monitor Key Risk Indicators against predefined thresholds and link them to KPIs to see exactly how risk events affect performance.

03

Loss Event Database (LED)

A centralized repository to track actual losses versus risk capacity — enabling sharper loss projection and budgeting.

04

Advanced Analytics Suite

Deep-dive diagnostics built in — including Fault Tree Analysis (FTA), Cost-Benefit Analysis, and the Altman Z-Score.

05

Regulatory Alignment

Pre-configured for Indonesian standards such as POJK and SEOJK, including automated OJK Risk Profile reporting.

06

RCSA Digitalization

Streamlined Risk Control Self-Assessment that lets every unit contribute to the Risk Register — seamlessly and consistently.

Why VIRA

The strategic benefits

Choosing VIRA means moving beyond simple compliance to achieve true operational resilience.

Active Supervision

Empower the Board to monitor Company Health Levels and Top Risks through intuitive, real-time interfaces.

Early Warning System (EWS)

Automated alerts notify Risk Owners before an event occurs — enabling proactive mitigation instead of reactive firefighting.

Risk-Based Decision Making

Ensure every strategic decision is backed by quantified, defensible risk considerations.

Optimized Budgeting

Potential future losses are integrated into budget planning, keeping financial resources resilient to volatility.

Effortless Reporting

Significantly reduce time spent on regulatory reporting, with automated templates that can be generated at any moment — audit-ready on demand.

Under the Hood

Modern architecture for a modern enterprise

VIRA is built on a cutting-edge technical stack engineered for performance, scalability, and security.

Frontend

Responsive & Fast

Next.js v15 delivers a responsive, high-speed experience across the board and every device.

Next.js 15SSRResponsive UI
Backend

Secure by Design

An Express.js API with JWT authentication ensures data is handled securely and access stays controlled.

Express.jsJWT AuthREST API
Infrastructure

Scalable & Protected

A scalable MySQL database via Sequelize, shielded by an Nginx reverse proxy and Cloudflare.

MySQLSequelizeNginxCloudflare
Get Started

Ready to transform your risk management?

Our implementation team can have your system ready in a short period — with full support for data migration and professional training sessions.

Data migration · Professional training · Full onboarding support


    OnlineOffline



    Scroll to Top